by Kenny | Nov 1, 2026
U.S. stocks climbed through Wednesday, then gave it all back. The S&P 500 slipped 0.6% and the Nasdaq fell 2.0%, each for a third straight weekly decline, and the Dow lost 0.9%. Small caps held up, with the Russell 2000 up 1.3%. The turn came after Alphabet and...
by Kenny | Oct 30, 2026
You have estimated your monthly retirement income. You have added up the mortgage, groceries, utilities, and insurance premiums. The numbers appear to work. Then the air conditioner needs replacing. A dental bill arrives. Your vehicle becomes unreliable, or a family... by Kenny | Oct 29, 2026
By Sarah Brenner, JD Director of Retirement Education QUESTION: I am age 84. My IRA beneficiaries are my two children (ages 52 and 56) and my grandchild (age 8). Who is a non-eligible designated beneficiary (NEDB) and who is an eligible designated beneficiary (EDB)?... by Kenny | Oct 28, 2026
By Sarah Brenner, JD Director of Retirement Education Excess IRA contributions happen frequently and for a variety of reasons. Maybe your income ended up being higher than expected and you were ultimately ineligible for the Roth IRA contribution you made. Maybe you... by Kenny | Oct 26, 2026
By Andy Ives, CFP®, AIF® IRA Analyst Although many IRA owners are required to take required minimum distributions (RMDs), much confusion remains as to how the RMD is calculated. Factors include whether the original IRA owner reached his required beginning date (“RBD”... 
